These terms set out the rules for using FundBoost and the conditions that apply when you borrow from us. Please read them carefully.
These Terms & Conditions govern your access to and use of the FundBoost website and online lending services (the "Services"). By using the Services or submitting an application, you agree to these terms. If you do not agree, please do not use the Services.
We may update these terms from time to time. Changes take effect when posted, and your continued use of the Services means you accept them.
To apply, you must:
Loans are not available where the primary source of income is government assistance. All applications are subject to approval and applicable provincial regulations.
You apply online by providing accurate, complete information and connecting your bank account for verification. A member of our Canadian team reviews each application. Approval is not guaranteed, and we may request additional information or decline an application at our discretion.
If approved, you'll receive a loan agreement to review and sign electronically. Funds are sent by Interac e-Transfer to your verified account.
FundBoost operates as a direct lender under the Canadian Payday Loans Act, 2008. The maximum permissible cost of borrowing is $15.00 per $100.00 advanced. The annual percentage rate (APR) varies with the loan amount and repayment period.
The full cost of your loan, including all fees and the repayment schedule, is set out in your loan agreement before you sign. Please read it carefully.
You authorize us to withdraw repayment from your bank account on the dates set out in your loan agreement. If a payment is returned or declined, you may be charged NSF fees and additional amounts as outlined in your agreement and permitted by law. Persistent non-payment may be referred to a collection agency and reported to credit reporting agencies.
You agree to provide true, current, and complete information, to keep your contact and banking details up to date, and to use the Services only for lawful purposes. You are responsible for activity that occurs under your account and for keeping your login credentials secure.
By using the Services, you consent to receive communications, disclosures, and your loan agreement electronically, and you agree that your electronic signature is legally binding. You may withdraw this consent, but doing so may prevent us from offering the Services.
The FundBoost name, logo, website, and all related content are owned by FundBoost or its licensors and are protected by intellectual property laws. You may view and print material for personal, non-commercial use only. You may not copy, reproduce, or redistribute it without our prior written consent.
The Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components.
To the fullest extent permitted by law, FundBoost and its directors, employees, and agents will not be liable for any indirect, incidental, special, or consequential damages arising from or related to your use of the Services, even if advised of the possibility of such damages.
The Services may contain links to third-party websites that we do not control. We are not responsible for the content, policies, or practices of those sites, and linking to them does not imply our endorsement.
Our handling of personal information is described in our Privacy Policy, which forms part of these terms.
These terms are governed by the laws of the Province of Quebec and the federal laws of Canada applicable there, without regard to conflict-of-law rules. You agree that disputes will be resolved in the courts located in Quebec, except where applicable consumer-protection laws give you the right to bring a claim in your home province.
Reach our team at support@fundboost.ca and we'll get back to you within one business day.